Privacy policy
This page is maintained by Affordable Cars to explain how we collect, use and protect your personal data.
GDPR statement
Affordable Cars is committed to protecting your personal data and respecting your privacy rights in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Data we collect
We collect personal information that you provide when you enquire about or apply for a vehicle lease. This may include your name, contact details, address, date of birth, driving licence information, National Insurance number, employment and income details, bank statements, and insurance information. We also collect technical data such as IP address and browser type when you use our website.
How we use your data
We use your personal data to process your application, assess affordability and eligibility, manage your lease agreement, communicate with you about your account, and comply with legal obligations. We do not sell your personal data to third parties.
Legal basis for processing
We process your personal data on the basis of performing our contract with you, complying with legal obligations, pursuing our legitimate interests (such as fraud prevention and business administration), and where you have provided consent.
Data sharing
We may share your data with credit reference agencies, fraud prevention agencies, insurance providers, vehicle maintenance and servicing partners, and legal or regulatory authorities where required by law. All third parties are contractually bound to handle your data securely and in accordance with data protection laws.
Data retention
We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including satisfying legal, accounting, and reporting requirements. Typically, this means we keep your data for the duration of your lease agreement and for a period of up to six years afterwards.
Your rights
Under data protection law, you have rights including the right to access your personal data, request correction of inaccurate data, request deletion of your data, object to or restrict processing, and request data portability. To exercise any of these rights, please contact us using the details below.
Security
We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, or destruction. This includes secure servers, encrypted data transmission, and restricted access to personal information.
Cookies
Our website uses cookies and similar technologies to improve your browsing experience and analyse site traffic. You can control cookie settings through your browser preferences.
Complaints
If you have concerns about how we handle your personal data, please contact us first. You also have the right to complain to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues.
Contact us
If you have any questions about this privacy policy or how we handle your data, please contact us via the details on our Contact page.